The Accumulation Of Debt And Its Affects On Mental And...

Thesis: The accumulation of debt not only affects a person’s financial health, but also their mental and physical health—even slight debt is linked to cases of emotional and health-related issues. This article focuses specifically on accruing student loan debt and its affects on mental and physical health of younger people. This is introduced by explaining that president Barack Obama is aware of the high cost of education and that the government is working on a way to help students avoid the accumulation of loan debt. There is factual information regarding a study done by Northwestern University which focused on the link between student loan debt, high blood pressure, and poor mental health. The author of the study concluded that there were strong links between debt and depression as well as debt and suicidal thoughts. The article then goes into more detail about the consequences of poor mental health, such as poor dietary choices and substance abuse. Although this article discusses one study that was conducted on the topic, the lead author of the study, Elizabeth Sweet, suggests that more research should be done. Sweet is planning on furthering her exploration of debt’ s affects on mental and physical health in a five-year study. The information in the article is reliable and unbiased. A majority of the information is cold, hard facts from a conducted study on the issue of mental and physical effects of student loan debt, which is completely unbiased. The goal of theShow MoreRelatedThe Effects Of Sleep Deprivation On Humans2383 Words   |  10 PagesThe purpose of this paper is to research and analyze the negative effects of sleep loss on humans lead to major and minor inefficiency. Every year, sleep loss and sleep disorder affect human performance, safety at work and quality of life. This research will analyze the sleep deprivation both by choice and due to health issue. The data that use in this paper will only limit to the average data so the results would not skew and show any bias based on the differences between the groups. The chosenRead MoreHuman Trafficking: What It Really Is856 Words   |  4 Pages Human Trafficking is a serious issue that affects people millions of people around the world, no matter of race, color or creed. Human Trafficking can happen in just about any city or neighborhood around the globe, making in one of the most important things currently being discussed today. Many people have different views on Human Trafficking, along with how it should be taking care of. Most people do not quite understand what Human Trafficking really is. â€Å"Human Trafficking is a form of modern-dayRead MoreThe Inequality Of The Prison Population Essay1429 Words   |  6 Pagesemployment that provides a decent salary (Wildeman, 2014). 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Property, stock, bonds, savings, retirement annuities, machinery and plant, vehicles, jewelry, art and major household furnishing are considered forms of wealth in capitalist industrial societies. Negative wealth means debts. Wealth is much more unequally distributed than income eventually leading again to income inequality mostly in the developing countries. This happens because growth and development in many countries has left majority of p eople untouched. So, the fruit

The Main Problem with Management - 1002 Words

During my four years at USC, my course focus has mainly been on management. Initially, I began as a Sport and Entertainment Management major, and then transferred into the Bachelor of Arts in Interdisciplinary Arts major. The BAIS has allowed me the flexibility to expand my interest in management in general. My two areas of focus in the BAIS are Sport and Entertainment Management and Business Management. Accordingly, my paper will focus on a problem in management. My work experience and my course experiences have provided me the basis for selecting a problem in management. Additionally, I spoke with my manager in the food industry, as well as a department manager in a local retail store. My observation and those of the two managers all focus on the need for changing the current work ethic, especially as it applies to the younger generation. Since I have known this assignment was coming up, I have been thinking for some time which problem I would select as one to take on for this assignment. It was somewhat ironical that the IDST 497 professor, Dr. Truell, recently posted two related readings on Blackboard that will be the source of a later course assignment. Content from those articles will be helpful in explaining how this generation is different. These differences are reflected in many of the concerns managers today have identified. In 1904, Max Weber coined the term work ethic in a religious sense and actually referred to the term as the Protestant work ethic (FineShow MoreRelatedBook Review: Lets Fire All the Managers1033 Words   |  5 PagesIntriguing start changes in the list of charges against the modern management system. The author is showing his critic for complicated system, where we have hundreds of managers in various level. He lists three main problems. 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What is Child Poverty, its Key Causes and Impacts Free Essays

As a result of the economic crisis, the amount of children in risk of poverty is growing. Poverty is considered to be lack of access to financial resources, services and chances for the young people to develop, become successful, confident and flourish. Children in poverty are those ones living in families in low income and who can’t meet the adequate standard of life. We will write a custom essay sample on What is Child Poverty, its Key Causes and Impacts? or any similar topic only for you Order Now The failure to protect young people from deprivation is one of the significant mistakes which one society could admit. The highest price is paid by the children, but the society is facing a cost as well: less people with good qualification, lower productivity, poor health education, high risk of unemployment and dependence to social benefits, and loss of community connection. This is the reason why the Government and many independent organisations, like CPAG, Barnardos, JRF, Save the Children, e.g., make a strong attempt to find the solution and end the children poverty, obtaining an efficient resolution required to analyse the problem in his dept. To understand what stands behind the meaning we have to examine the factors included in Child Poverty measurement, what causes it and the impacts. It’s difficult to clarify the definition of child poverty and to observe the number of young people living in it. To specify the problem, the Government has generated a â€Å"multidimensional measure of child poverty†. The elements in this measurement are created on researches of what’s causing the privation and how it impacts on children’s lives. The first element is the â€Å"Income†. It’s holding the leader position in the adolescent’s life, for example, the parents on low income cannot afford to buy accurate clothes and healthy food. The Government is taking into account the â€Å"Material Deprivation† as well. This measure includes factors like the frequency of enjoyable activities and social gatherings families can perform like birthday celebrations, friend’s visits and community meetings. Another component is the â€Å"Poor housing†. Poor housing is an unheated home, congested, overloaded or in unsafe area. Living in that environment can have an instant impact on children’s health, comfort and self-esteem. â€Å"Access to Quality Education† is another important component. Attending a school with satisfying facilities and outstanding teachers can emancipate the achievement in children, where the opposite – attending a falling school, could put a stop on a child’s motivation and future success. That’s why the Government registered it as an important part of the child poverty measurement. Another main point is â€Å"Family Stability†. Children growing in aggressive surroundings, with violent parents and children witnessing divorcement are more likely to develop mental and physical illnesses and behaviour. The last element, â€Å"Parental Health†, has a remarkable effect upon young people. Looking after their ill parents can put a barrier children’s progress. Multiple factors could cause child poverty, but some of them are very difficult to be identified. That’s why we will look at most remarkable ones. â€Å"Workless† is a significant component. This can cause depressive conditions, alcoholism and loss of confidentiality in some parents. It has a negative interference in children’s wellbeing as well, expressed in an inadequate behaviour, lack of interests in future realization and less independence. Additional cause is â€Å"Unmanageable Debt.† The inaccurate financial management can leave parents with less or no money to cover the primary needs of their children. Furthermore, consumer research published in Relate Argument Survey (1998) have found that the â€Å"money issues are the main cause of arguments within couples,† expanding the dangers of family breakdown and stress in youngsters. Working doesn’t always mean that people are far from poverty. There are two  more important factors to be mentioned here: the â€Å"Parental Skill Level† and â€Å"Low Paid Work†. The lack of good qualifications increases the chances of unemployment or low payment. The results are low-income and deprivation. Many circumstances within the family life can cause child poverty, including ineffective beneficial system, disability, e.g., lone parents’ households. Growing up in indigent background has irreversible consequences among children’s welfare, their personality, emotional development and future potential. The poverty affects children’s physical, emotional and psychological health. Injuries and death in youngsters are closely linked to livelihood in poor housings and unsafe areas where the risks factors, like main busy roads and crime, are higher. A range of chronic conditions, like asthma, diabetes and dental caries, iron deficiency anaemia, cerebral palsy, low birth weight and preterm birth are associated with the social deprivation. Acute illness, pneumonia and tubercular infection are greater among children in social disadvantage. Poor behaviour and emotional problems in children are socially patterned. The crime offences in children, underage pregnancies and teenage motherhood are more common in deprived and disadvantaged communities. Infants born in poor families often develop delay in speech and understanding, and , according to Social Mobility: Narrowing Social Class Educational Attainment Gaps, DfES, (2006)† This gap grows over time, with many poor children failing two years behind by the age of 14.† Many children living in poverty leave school early or without qualification. This has long-lasting impact on their lives because as adults they are facing unemployment, low-income and emotional discomforts. Economic, social and political development of the UK, to some extent, depends on whether children grow up happy, healthy, well educated, protected and confident in themselves. Childhood is short, but it has strong imprint on human life. Children that don’t go to school or have lower qualifications and children that don’t receive good health care may become the marginal part of society for the rest of their lives. By investing in children, the Government can help them break the cycle of poverty which they inherit from their parents. Ending the child poverty can result in an overall reduction of deprivation in the society, preventing the new generation from misery and isolation. How to cite What is Child Poverty, its Key Causes and Impacts?, Papers

Community Service The Best Feeling free essay sample

Community Service: The Best Feeling Throughout middle school and high school, I have been very active in the service clubs offered at my school. I have been a member of service clubs such as Builders Club, Key Club and Anchor Club and have held positions of both historian and vice president in these clubs. While attending Daniel Morgan Middle School I was a member of the Builders Club, the middle school version of the national community service organization, Kiwanis. Our main project every year was to sponsor an AIDS Awareness Walk. When not preparing for our annual walk in April, our club would write greeting cards to AIDS patients in our community at each meeting. In these cards we would share our name, some interests, words of encouragement and an overall â€Å"we’re thinking of you† message. We did not expect an answer or response to our card but we knew that this little task probably made a big difference to the recipient. We will write a custom essay sample on Community Service: The Best Feeling or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I was lucky enough to find this fact out first hand when I received a response from the patient who received my card. I don’t remember the details of what was on my card but what has remained clear in my mind even three years later is the letter I received from him in return. The patient that had received my letter started out his response by thanking me for taking the time to write him. He mentioned how it was rare to receive letters and wrote that until he had read my letter, he possessed no hope for the future. However he said that my letter encouraged him to continue living his life for he knew he was no longer alone. In closing He thanked our club for the love we had shared with him. As an eighth grader, to realize I had changed the life of someone whom I had never met was extremely powerful. From that experience I realized that even the smallest act of kindness does not go unappreciated and no one is too young to offer that congeniality. â€Å"God bless all you kids,† were the last words in the letter and even today I can feel the raw sense of gratitude in his words. I feel ve ry fortunate to have experienced the enormous difference one person can make. I will continue my work with service clubs like Builders Club and Key Club because I now know I have the power to help those around me.